Fintech and payments

Digital Lending App

A loan journey that fits on a phone.

Digital Lending App software product

Overview

The Digital Lending App gives a lender a mobile channel. A customer logs in with their mobile number and OTP, sees the loan amount they are eligible for, compares loan products, checks a sample EMI, uploads documents, and later tracks and repays an active loan.

  • Eligibility and credit score view
  • Loan products and EMI preview
  • Document upload
  • Repayments

Features and modules

What Lending App includes.

Mobile and OTP login

Mobile-number login with a one-time code.

Eligibility and credit score

A dashboard showing the eligible loan amount and a credit score view.

Loan products

Products with amount range, tenure, interest rate and a sample EMI.

Active loan

Next EMI, due date and outstanding amount.

Documents, repayment and support

Document upload, repayment, recent activity and support.

Panels, roles and apps

Who uses it, and where.

Customer app (mobile)

The borrower's app.

Admin panel (desktop)

Manage users and roles, data, settings and reports for the whole product from one back-end panel.

How it works

A typical flow.

  1. A customer logs in and sees their eligibility

  2. They choose a loan product and check the EMI

  3. They upload documents and apply

  4. They track the loan and repay each EMI

Branding, integrations and deployment

We present the product under your own name. The scope of branding and customisation is agreed with you before work starts.

Branding and customisation

Your name, logo, colours and wording can be applied. Contact us to discuss what you need and what it involves for this product.

Deployment and integrations

  • Hosting and set-up are agreed per project.

Integrations

  • Credit bureau, PAN and KYC checks are added through our verification services (GST, PAN, KYC)
  • Payment collection through our Payment Gateway Integration service

FAQs

Questions about Lending App

Does it run credit checks and KYC?

Credit and KYC checks are connected through providers as part of a project. See our PAN and KYC verification services.

Can it carry our branding?

Yes. We apply your name, logo and colours, and agree any further customisation with you. Contact us to discuss your requirements.

Talk to us about Lending App

Request a demo and we will confirm what this product covers and what a branded version would involve.