Fintech and payments

SACCO Mobile Banking App

Mobile banking for members, made for co-operatives.

SACCO Mobile Banking App software product

Overview

The SACCO Mobile Banking App gives members of a savings and credit co-operative a mobile channel. Members register, log in with a PIN and one-time code, move money between mobile money and their SACCO account, and see their transactions and receipts.

  • Member registration and PIN login
  • Mobile-money deposits
  • Withdrawals to mobile money
  • History and receipts

Features and modules

What SACCO Mobile Banking includes.

Login and registration

Member or phone login with a PIN, OTP verification and a registration flow with review.

Dashboard

Balance card, quick actions, analytics, recent activity and announcements.

Deposit from mobile money

Form, confirmation with PIN, a payment prompt and a receipt.

Withdraw to mobile money

Form, confirmation with PIN, processing and a receipt.

History and receipts

Filterable transaction history and transaction detail.

Profile and help

Profile, and help and support with FAQs.

Panels, roles and apps

Who uses it, and where.

Member app (mobile)

An iPhone-styled mobile app.

Admin panel (desktop)

Manage users and roles, data, settings and reports for the whole product from one back-end panel.

How it works

A typical flow.

  1. A member registers and is verified

  2. They log in with a PIN and one-time code

  3. They deposit from or withdraw to their mobile-money wallet

  4. They receive a receipt and see it in their history

Branding, integrations and deployment

We present the product under your own name. The scope of branding and customisation is agreed with you before work starts.

Branding and customisation

Your name, logo, colours and wording can be applied. Contact us to discuss what you need and what it involves for this product.

Deployment and integrations

  • Hosting and set-up are agreed per project.

Integrations

  • Mobile money (M-Pesa) connection and the core banking system are agreed per project

FAQs

Questions about SACCO Mobile Banking

Does it connect to our core banking system?

Connecting to your core banking system and mobile-money provider is part of a project. Contact us with the systems you use.

Can it carry our branding?

Yes. We apply your name, logo and colours, and agree any further customisation with you. Contact us to discuss your requirements.

Talk to us about SACCO Mobile Banking

Request a demo and we will confirm what this product covers and what a branded version would involve.