Verification

PAN Verification

Confirm a PAN is valid and belongs to the person or business that gave it.

PAN Verification software product

Overview

PAN Verification confirms that a Permanent Account Number is well formed, valid and linked to the name your user gave. It is used in onboarding, vendor set-up, partner KYC and payout checks.

  • Format validation
  • Validity and status
  • Name match
  • Entity type

Features and modules

What PAN Verification includes.

Format validation

The PAN pattern is checked, and the entity type is read from the fourth character, for example individual or company.

Validity and status

The PAN is checked with the provider, which reports whether it is valid and active.

Name match

The name given by your user is compared with the name on record, with a match result.

Document upload checks

The PAN typed in the form can be compared with the PAN read from an uploaded card.

Audit trail

Every check is stored with time and result.

How it works

A typical flow.

  1. A user enters a PAN, and optionally uploads the card

  2. The PAN is validated and checked with the provider

  3. The result and name match are stored

  4. Your workflow continues, or the record goes to review

What you provide

We handle the integration. These are the accounts and approvals that sit in your business name.

  • An account with a verification data provider, which we help you choose
  • The person's consent where required, and a lawful purpose
  • A form that collects the PAN

FAQs

Questions about PAN Verification

Is the person's consent needed?

Where the law or the provider requires it, yes. Checks are run through an authorised data provider and only for a lawful purpose, with the person's consent where required.

Can it be used in partner onboarding?

Yes. It fits onboarding flows such as the partner KYC in our Home Services Platform and dealer onboarding in our Dealer Management Software.

Talk to us about PAN Verification

Request a demo and we will confirm what this service involves for your system.